(AGES: 18+)

Term insurance is provides coverage for a specific period or "term," such as 10, 20, 30, or 40 years. If the insured person passes away during this term, their beneficiaries receive a death benefit. It does not accumulate cash value and typically has lower premiums compared to permanent life insurance.

(AGES: 0+)

Whole life insurance is a type of permanent life insurance providing coverage for the insured's entire life. It accumulates cash value over time, which can be borrowed against or withdrawn. Premiums are typically higher than term insurance but remain fixed throughout the policyholder's lifetime. Mortgage protection is a type of whole life protection that families use to protect their home.

(AGES: 0+)

Juvenile Whole Life is a type permanent coverage you can set up for your child at a young age. It locks in low rates, builds cash value as they grow, and gives them a strong financial foundation for the future. This policy can help with milestones later in life—such as education, buying a home, starting a business or even starting a family of their own.

Mortgage protection is a form of term life insurance that helps ensure your home and mortgage are covered if someting were to happen to you. Your home is more than an address — it’s your foundation. This type of life insurance is designed to pay off or cover your mortgage balance in the event of death, disability, or critical illness, so your loved ones can stay in their home without financial stress.